AVENA offers a number of plans designed to meet companies’ various occupational pension needs. That way, you can choose the plan that works best for your company, taking into account your specific sector and priorities.
Our plans
| Summary | Coverage | Contributions | |
|---|---|---|---|
Starter
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Good combination of occupational pension benefits and death and disability coverage
Pays out 1% more than the minimum benefits set out in the LPP
An effective solution for younger companies where the average age of employees is below 30 and where the employees have little or no vested benefits
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Mix
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Strikes the right balance between premiums and benefits
Pays out 3% more than the minimum benefits set out in the LPP
The plan is a good fit for younger employees whose retirement savings are still low, and it offers more attractive death and disability benefits
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Confort
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Ideal for both individuals and their families
Pays out 5% more than the minimum benefits set out in the LPP
Retirement savings are greater and risk-related benefits are better
Companies that want to offer more than the minimum levels set out by law and enhanced death and disability coverage
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| Summary | Coverage | Contributions | |
|---|---|---|---|
BASIC 2.1
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Disability pension : 35% of pensionable salary
Relevant rates : 0/7/10/15/18 by age
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BASIC 2.2
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Disability pension : 40% of pensionable salary
Relevant rates : 0/7/10/15/18 by age
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BASIC 2.3
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Disability pension : 50% of pensionable salary
Relevant rates : 0/7/10/15/18 by age
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CLASSIC 3.1
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Disability pension : 40% of pensionable salary
Relevant rates : 0/6/8/11/13 by age
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CLASSIC 3.2
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Disability pension : 50% of pensionable salary
Relevant rates : 0/6/8/11/13 by age
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MEDIUM 5.1
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Disability pension : 40% of pensionable salary
Relevant rates : 0/13/13/13/13 by age
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MEDIUM 5.2
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Disability pension : 50% of pensionable salary
Relevant rates : 0/13/13/13/13 by age
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MEDIUM 5.3
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Disability pension : 60% of pensionable salary
Relevant rates : 0/13/13/13/13 by age
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DYNAMIC 6.1
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Disability pension : 40% of pensionable salary
Relevant rates : 0/10/13/17/20 by age
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DYNAMIC 6.2
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Disability pension : 50% of pensionable salary
Relevant rates : 0/10/13/17/20 by age
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DYNAMIC 6.3
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Disability pension : 60% of pensionable salary
Relevant rates : 0/10/13/17/20 by age
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PREMIUM 8.1
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Disability pension : 50% of pensionable salary
Relevant rates : 0/20/20/20/20 by age
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PREMIUM 8.2
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Disability pension : 60% of pensionable salary
Relevant rates : 0/20/20/20/20 by age
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